Free
Everything you need to start tracking money.
0forever
- Simple dashboard
- 1 account, unlimited transactions
- Up to 10 categories
- Up to 2 active goals
- Up to 3 challenges (1 active)
- Bills with credit-card tracking
- Works offline
- CSV export
Budjo turns your income, bills and spending plan into one daily number. No bank connection needed.
No card required. Add more space when you need it.
Your Daily Number
A$0.00
This is what you can spend each day without touching bills or savings.
A$0.00 discretionary per month
30s
Each day
0
Bank connections
100%
Yours
US$99
Family plan / year
How it works
Three steps to your daily number.
No bank connection, no automatic feed. You type your numbers in once and Budjo does the rest.
Add your plan
Enter your income, fixed bills and a savings goal. You do this once.
Record what you spend
Add purchases manually in seconds, or import a CSV on paid plans. No bank login, ever.
Check your Daily Number
See what's left to spend today, with bills and savings already set aside.
Built for every screen
Use Budjo on any screen
Open Budjo on your phone, tablet or computer. No app to install. Just sign in and check your budget.
Get your Daily Number guide.
Budjo turns your real plan into one daily number. Leave your email and we'll send you a short setup guide, including the parts most people get wrong. We only write again when there's something genuinely useful. Unsubscribe anytime.
Why trust Budjo
Small app. Straight answers.
Budjo is independent and self-funded: no ads to sell, no investors to please. Your numbers stay in your browser until you sign in, and even then only you and any household members you invite can access them. We're honest about the limits too: sync isn't end-to-end encrypted yet, and we say so in plain language.
- No tracking inside the app. Your habits aren't a product.
- We never sell your data. Not to anyone, not ever.
- Payments handled by Stripe. Card details never touch our servers.
- Export everything to CSV anytime. Leaving is allowed.
Pricing
Pricing for every household.
Start free, no card required. Upgrade for unlimited accounts and categories, advanced views, receipt attachments or household sharing. Prices in US dollars; local currency shown at checkout. Cancel anytime.
Individual
The full picture, for one person.
US$49/year
- Everything in Free
- Unlimited accounts, goals, categories, challenges
- Receipt attachments (photo, viewer, search)
- Advanced Mode: Cashflow, Money Flow, Wrapped, What-if
- CSV import (auto-detects format & locale)
- Email support
Couple
Most popular
One household. Two people. No spreadsheets.
US$69/year
- Everything in Individual
- Two adults on one household
- Shared accounts, goals, and receipts
- Filter activity by member
- Email invites and ownership transfer
- Email support
Family
One budget. Up to five people.
US$99/year
- Everything in Couple
- Up to 5 members on one household
- Per-member activity breakdowns
- Email support
Comparisons
See how Budjo stacks up.
Honest comparisons with the apps people usually switch from. Budjo doesn't win every row, and we say so.
FAQ
Questions we hear often.
Ready to make your budget easier?
Start with your income, bills and spending plan. Budjo turns that into one daily number for you.